Loans?
You mean players of whom the majority won’t be all that bothered?
Loan players have to be known really well by the management team as to their potential attitude and dedication to the cause.
(Alternatively, we can get people who have been recommended by their own, wholly unbiased agent!)
Punctuated by a very small handful of super-loanees, over years we have had shedloads of dross.
These players do not come for free. Many will be out-earning the average salary by quite a lot.
The bog standard ones which are loaned as a favour may be cheap but ,,,